FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single-family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.
FHA loans allow individuals who may not qualify for a conventional mortgage to obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.
A family owned company; we've been helping clients purchase and refinance for several years now. Please click on About in the headers to learn more.
Company NMLS: 1678775
5314 Sweetwater Trails
San Diego, CA 92130
Toll Free: 833-968-0056
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